“RBR’s cards research provides us with strategic, industry benchmark data of a quality which is heads above anything else available.”
MasterCard

"The level of detail and quality of research that RBR provides is simply not available from any other source."
NCR

"We require reliable and comprehensive research at both the deployer and country level. For more than a decade, RBR has provided us with such research."
Wincor Nixdorf

"We use RBR's Global ATM Study both for strategic planning centrally and for tactical planning and customer support at the local country level. The study has comprehensive geographic coverage and enough depth to allow us to access information that results in analyses that would have otherwise been impossible or impractical."
Diebold

Commercial Cards in Europe

Published: October 2015
Description: Executive report containing key market statistics, trends and analysis by country in addition to a complete database provided in Excel 
Countries covered: Belgium • Denmark • Finland • France • Germany • Italy • Netherlands • Norway • Poland • Russia • Spain • Sweden • Switzerland • Turkey • UK
Report and database: £25,000 (multi-user licence)



Commercial cards (i.e. Business, Corporate or Purchasing cards issued to organisations to cover expenses such as fuel, procurement, and travel and entertainment) represent a major unexploited opportunity for banks in Europe. This study qualifies and quantifies the current lack of penetration through a detailed country-by-country analysis of the take-up of commercial cards to date and sizes the unexploited opportunity.


The report, which is based on extensive primary research with issuers in 15 European countries, provides international card schemes, processors and other industry players with high-quality and comprehensive market data essential for strategic planning and forecasting. The ‘Commercial Cards in Europe 2015’ study contains the following key cards metrics and five-year forecasts

• Number of commercial cards by type of card – prepaid, debit, charge and credit (2012, 2014)
• Number of commercial cards by type of product – Business, Corporate, Purchasing, Fuel (2012, 2014)
• Number of commercial cards by scheme – e.g. American Express, MasterCard, Maestro, Diners Club, Visa, Visa Electron, domestic schemes, private label – and type of card – (2012, 2014)
• Volume/value of commercial card payments by type of card (2012, 2014)
• Volume/value of commercial card payments by product (2012, 2014)
• Volume/value of commercial card payments by scheme and type of card (2012, 2014)
• Forecast number of commercial cards by type of card (2015-2020)
• Forecast number of commercial cards by type of product (2015-2020)
• Forecast volume/value of commercial card payments by type of card (2015-2020)
• Forecast volume/value of commercial card payments by type of product (2015-2020)

In addition, the following key issues relating to the commercial sector are also addressed by the study...

• Customer segmentation
• Consumer cards issued to businesses
• Common features (e.g. reporting provided by issuers to companies)
• Liability for Corporate card spending
• Main forms of business payment
• Regulatory restrictions
• Leading issuers of commercial cards
• Departments responsible for commercial cards programmes
• Product development, sales and support strategy
• Use of commercial cards as a treasury solution
• Technology used for commercial cards programmes
• Multinational commercial cards programmes
• Interchange fees

The information and data in 'Commercial Cards in Europe 2015' is based on extensive primary research and is not available from any other source. Please contact us for further details on the study.

For information on RBR's executive report on 'Commercial Cards - Best Practice and Case Studies', please visit www.rbrlondon.com/commercial.

 

 
RBR Factsheet in English RBR Factsheet in German RBR Factsheet in French RBR Factsheet in Spanish RBR Factsheet in Italian RBR Factsheet in Russian RBR Factsheet in Japanese RBR Factsheet in Chinese RBR Factsheet in Korean
RBR Factsheets