Executive Reports
RBR’s “Executive Reports” provide expert opinion on topical issues in the banking automation, ATMs, cards and payments sectors. They provide a mix of information, analysis, insights and implications and are aimed at senior executives or others looking for concise evaluations of key industry issues.
The Prepaid Cards Phenomenon?
Published: January 2009
Pages: 46
Price: £750 (printed format)
Both anecdotal evidence and recent research confirm that the dynamic growth of the global prepaid card sector is set to continue, despite the difficulties being experienced in other parts of the banking industry. Indeed, many of the prepaid applications will do much to assist the development of both valuable new sources of income and process improvements.
This executive report reviews the extensive range of open loop and closed loop prepaid card applications and identifies examples of many that have already proven their ability to deliver major benefits for consumers, business and government. The report also discusses key issues that remain to be resolved at industry level, and looks at how the sector is gearing up to promote greater cooperation and best practice.
Click here to download table of contents and order form
What does the European Commission’s retail banking inquiry mean for banks and other industry players?
Published: March 2007
Pages: 33
Price: £550 (printed format)
On 31st January the European Commission published the final report on its sector inquiry into retail banking, covering current accounts and related services and the payment cards industry. The inquiry was initiated in June 2005 because the Commission was concerned about a lack of competition, particularly cross-border competition, in the EU.
The final report identified competition concerns in payment systems (including card payment systems), credit registers, cooperation between banks and the setting of prices and policies; conclusions that will have a significant impact upon the European banking industry in the future.
This Executive Report assesses the key findings of the sector inquiry and provides a strategic analysis of the implications for banks, card organisations and other institutions in four main areas: payments cards, retail banking, clearing and settlement systems and credit registers.
