Archive Headlines

The listing below provides the main article titles for archived issues of Banking Automation Bulletin since January 2002.

Archive issues are available. Any 12 back issues can be purchased for the price of an annual subscription.

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Issue 279 | August 2010

• International card schemes - not necessarily a two horse race
• Over 10 billion payment cards worldwide expected by 2014
• European Commission working paper raises perfect storm
• The growing role of prepaid cards
• No contact with contactless
• Over 120,000 German cardholders are victims of skimming
• Sharp increase in payment card fraud in Australia
• ATM fraud continues to challenge banks and IADs
• ATM and cards intelligence on Bulgaria

Issue 278 | July 2010

• Is cash really 'costly and inefficient'?
• Global ATM shipments tumble in 2009
• Revolutionising the cash cycle
• ATM usage and strategies showcased at European ATMs 2010 conference
• Leaders contemplate future of the ATM
• Towards private cash recycling and cross-border CIT
• ATM and cards intelligence on Austria

Issue 277 | June 2010

• ATM outsourcing growth slows in western Europe
• The outsourcing advantage
• Increased outsourcing of ATM maintenance in Russia
• Making the most of the ATM channel
• Double-digit growth sustained in CEE ATM market
• E-retail transation values on the rise in Germany
• Obituary: John Shepherd-Barron, OBE
• ATM and cards intelligence on the Czech Republic

Issue 276 | May 2010

• Still signs of life in maturing western European ATM market
• ATM fraud losses in Europe fall to €312 million
• UK's card fraud picture continues to be misty
• Major amendments to Canada's cards market
• Payments summit focuses on opportunities
• European Commission's victory merely symbolic
• Europe's leading ATM conference celebrates 10th anniversary
• ATM and cards intelligence on the Netherlands

Issue 275 | April 2010

• New markets and smaller estates key to MVS growth
• Multichannel integration to drive multivendor software going forward
• Future of ATM software lies in integrated solutions
• China overtakes Japan to become world's second largest ATM market
• Multivendor - multiple choice
• New business opportunities with chip and PIN
• UK online fraud rate 50% higher than that of North America
• ATM and cards intelligence on Slovenia

Issue 274 | March 2010

• The TAU bug
• Regulatory frameworks impact TAU market
• Taking Teller Cash Recycling to the next level
• Teller automation as a strategic enabler
• EPC makes progress but SEPA needs impetus
• US consumer payments survey gives curious results
• Smartcard shipments to reach 5.5 billion in 2010
• ATM and cards intelligence on Spain

Issue 273 | February 2010

• Deposit automation keeps mature ATM markets moving
• 10% of European ATMs accept automated deposits
• Wincor World 2010 - new vision and technology for optimising the cash cycle
• Deposit automation - enhancing customer experience through efficiency, accuracy and speed
• Ambitious plans for chip cards in China
• Intelligent deposit and recycling ATMs - an opportunity to reduce costs and improve customer service
• Dubai hosts biennial ATM conference
• Hungarian law shows emerging trend?
• ATM and cards intelligence on Kazakhstan

Issue 272 | January 2010

• Western Europe's payment card decade
• 33 billion western European card purchases in 2008
• Belarus promotes domestic payment card scheme
• Significant growth in cashless payments forecast in Europe
• Biometrics improves ATM accessibility in India
• Halt of UK overdraft fee investigation causes dismay
• Hungarian card fraud rising to € 1.7 million amidst low EMV compliance
• Anti-skimming measures ramp up in Australia
• Ten predictions for 2010
• ATM and cards intelligence on Greece

Issue 271 | December 2009

• The Bulletin celebrates 30 years
• CEE card growth slows but still room for expansion
• Banks make strides in extending access to ATMs
• Self-service and security technologies deliver powerful advantages
• BAI Retail Delivery 2009 - Still the largest show in town
• Spanish card fraud rising and moving abroad
• Cartes 2009 showcases new technologies
• Polish retail banking market gears up for growth
• A new generation of combination card
• The future of biometrics... with hindsight
• ATM and cards intelligence on Russia

Issue 270 | November 2009

• Malware: the emerging ATM threat
• Combating ATM threats in a world still reliant on cash
• Skimming fraud losses down in Europe
• No boundaries: ATM crime increasing globally
• When prevention is better than cure
• Card fraud in France reaches €320 million
• UK Faster Payments Service offers lessons and opportunities
• Debit card comes of age in Ireland
• SEPA progress check gives disappointing results
• Dubai to host Gulf region's leading ATM conference
• ATM and cards intelligence on Turkey

Issue 269 | October 2009

• When will biometrics break into the big time?
• Japan leads the way in biometric banking
• A call for more public awareness of ATM crime
• Biometrics answers call for fast, simple checkout
• 1.4 billion payment cards in Europe by 2010
• The importance of branch-led channel strategies
• Talon fails to grab Turkish market
• ACH web bears more fruit than another PEACH
• ATM And cards intelligence on Slovakia

Issue 268 | September 2009
• Cardholding, usage and average spend
• The business case for cash substitution
• Signs of maturity in cardholding
• Users finally speak up on SEPA and SDD
• Payment cards market booms in China
• Impact of direct charging on Australian ATM usage
• How to tackle the increasing problem of ATM crime
• Summer quiet disrupted by interchange reverberations
• Country profile: ATM and cards intelligence on France
• Conference diary

Issue 267 | August 2009

• ATM monitoring focus moves to revenues
• Managing the customer experience
• ATM monitoring requires integrated approach
• UK payment cards market defies recession
• Challenges ahead for Canadian cards market
• The future of cards and payments
• Automatia faces new entrants in Finnish ATM market
• More bricks in the payments wall
• Country profile: ATM and cards intelligence on Croatia
• Conference diary

Issue 266 | July 2009

• Do withdrawal trends provide insights into the future of cash?
• Cash withdrawal volumes level off in western Europe
• All-time high of 357,000 ATMs shipped in 2008
• The future of banknote processing - more service for cash
• Turbulent future for US payment cards industry
• SEPA migration end-dates: the best way forward?
• Prepaid cards - Moving beyond traditional business models
• It's nearly cheque-mate in the UK
• Country profile: ATM and cards intelligence on Sweden
• Conference diary

Issue 265 | June 2009

• Can the Russian ATM market keep on growing?
• Recession boosts interest in end-to-end outsourcing
• Eastern promise for ATM service providers
• Choose an outsourcing provider wisely
• Fast growth in CEE ATMs - and still room for more
• European ATMs conference defies economic gloom
• ATM fraud in Europe jumps by 149% during 2008
• Obama proves that change can happen
• Country profile: ATM and cards intelligence on Romania
• Conference diary

Issue 264 | May 2009

• Politics, commercial interests and cross-border CIT regulation
• Cash remains the predominant payment method in Europe 
• Cash-in-transit redefined
• German CIT firms may profit from PSD implementation
• Cross-border CIT regulation: a point of contention
• UK CIT attacks remain problematic despite cooperative efforts
• Interchange fees: the Commission tightens screws, but is it enough?
• Vigilance is the price of online convenience
• Country profile: ATM and cards intelligence on Belgium
• Conference diary

Issue 263 | April 2009

• The UK IAD squeeze
• Russia achieves ATM milestone
• UK card fraud up 14% as National Fraud Strategy is launched
• 1% of German ATMs bear brunt of skimming attacks
• Steady but unspectacular progress by Payments Council
• SEPA Direct Debit clarification leaves unanswered questions
• US credit card market hit by the recession
• Cross-border e-commerce faces obstacles
• Canada's payment cards market to be investigated
• Country profile: ATM and cards intelligence on Lithuania
• Conference diary

Issue 262 | March 2009

• TAUs go global
• Open-plan branches revive teller assist market
• The cheque turns 350
• Cash management: it's about time
• Is ATM surcharging imminent in Germany?
• Economic climate exacerbates CeBIT's woes
• Integrating automated teller safes and bank applications
• London to host Europe's largest ATM conference
• MasterCard suffers from litigation fall-out
• Country profile: ATM and cards intelligence on Denmark
• Conference diary

Issue 261 | February 2009

• Prepaid cards market continues dynamic growth 
• Brazilian banks aim to improve customer service via ATMs
• Latin American ATM market forecast to slow down
• Focus on solutions rather than products at Wincor World 2009
• Smart card shipments to reach 5.4 billion in 2009
• EPC recommends anti-skimming measures
• London to host Europe's largest ATM conference
• Country profile: ATM and cards intelligence on Latvia
• Conference diary

Issue 260 | January 2009

• Deposit automation leaps forward
• New system process mixed bundles of cash and cheques
• Eurosystem defines challenging SEPA milestones
• Africa launches cardless ATM withdrawals
• Deposit automation is more than just ATM hardware
• Will Turkish IADs be held back by global economic woes
• The significant and unique role of savings banks in Spain
• New US card rules may have unintended consequences
• Country profile: ATM and cards intelligence on Italy
• Conference diary

Issue 259 | December 2008

• Contactless connundrum
• China's ATM industry is outpacing the world
  Cash still king in Germany
• Five success factors for physical ATM protection
• Ukranian banks forced to complete EMV migration
• The growing influence of independent ATM deployers
• Cartes showcases contactless smartcard
• Credit crunch focuses minds at BAI Retail Delivery
• Is enhanced credit data sharing a threat?
• Country profile: ATM and cards intelligence on the Ukraine
• Conference diary

Issue 258 | November 2008

• Skimming still the greatest threat
• The war on ATM crime rages on
• Nigerian ATM and card growth spur increase in crime
• Cashless transactions grow but SEPA challenges remain
• Australia considers interchange rate de-regulation
• Increasing competition in Russian card manufacturing
• Innovation in the midst of crisis
• RBR move signals end of Maestro in the UK
• Country profile: ATM and cards intelligence on Switzerland
• Conference diary

Issue 257 | October 2008

• 
  
Impact of financial markets turmoil on the ATM market
• European prepaid cards - ripe or hype?
• Card fraud in France rises to €269 million
• Sharp increase in German card skimming cases 
• Continued regulatory uncertainty an obstacle to SEPA  
• Branch-led channel strategy - the gathering storm!
• News Bulletin: global banking crisis fuels sector consolidation
• Country profile: ATM and cards intelligence on Hungary
• Conference diary

Issue 256 | September 2008

• Global ATM market to pass 2.5 million by 2013
• South Africa faces increasing banking sector competition
• Australia to implement direct charging at ATMs
• UK payments trends accelerate
• M-banking revenue expectations optimistic
• How to tackle the increasing problem of ATM crime
• Country profile: ATM and cards intelligence on Norway
• Conference diary

Issue 255 | August 2008

• ATM monitoring comes of age
• The increasing importance of ATM monitoring
• Deliver high customer satisfaction with managed transaction processing
• Towards intelligent monitoring at the ATM
• When average isn't good enough
• Increasing standardisation and inter-operability of cards industry
• Prepaid cards generate enthusiasm
• The future of cards and payments
• News Bulletin: Nautilus Hyosung to buy Triton
• Country profile: ATM and cards intelligence on Poland
• Stuck in an equilibrium
• Conference diary

Issue 254 | July 2008

• Booming beyond belief
• Rising fuel costs impact ATM servicing industry
• Card fraud reduces consumer confidence in cashless payments
• Balancing consumer protection and innovation in the payments sector
• Merchant acquiring - Cinderella goes to the ball
• ATM bombings on the rise in South Africa
• Potent prepaid potential
• Country profile: ATM and cards intelligence on the United Kingdom
• Conference diary

Issue 253 | June 2008

• Turkey stands out from the crowd
• Deposit automation helps boost maturing ATM market
• Wincor Nixdorf perspective - challenges and opportunities in self-service banking
• Dramatic rise in ATM fraud losses driven by international card skimming
• Faster payments, slowly
• Are bank tellers redundant?
• US ACH payments increase 12.6% in 2007
• Country profile: ATM and cards intelligence on the Czech Republic
• Conference diary

Issue 252 | May 2008

• A world with lower POS interchange fees
• Interchange fees - the $64 billion controversy 
• What is the future for IADs in Germany
• Maestro's debit card position threatened in Europe
• End of decline in Finnish ATM market?
• London hosts Europe's largest ATM conference
• Competition and regulatory pressures fuel change in payments industry
• Country profile: ATM and cards intelligence on Germany
• Conference diary

Issue 251 | April 2008

• UK card fraud explodes
• Growth in European ATM market driven by CEE
• Entry of IADs change dynamics of Turkish ATM market
• UK card fraud jumps 25% as losses abroad spiral
• ATM security conference to be held in London
• SEPA - the €123 billion question
• EC Regulation 2560/2001 to be revised
• Country profile: ATM and cards intelligence on Bulgaria
• Conference diary

Issue 250 | March 2008

• Multivendor ATM software comes of age
• Bright future for multivendor ATM software
• RBA reviews Australian payment systems reform
• Shared branch networks offer solution to UK bank branch closures
• Barclays' purchase of Goldfish highlights poor condition of UK credit card sector
• News Bulletin: New European regulation of cross-border direct debits
• Country profile: ATM and cards intelligence on Ireland
• Conference diary

Issue 249 | February 2008

• CEE cards market boom will continue
• ACH and debit card payments replace cheques in the USA
• UK cash-in-transit attacks reduced after industry cooperation
• Strong business case for ITTs drives non-bank deployment in Russia
• London to host Europe's leading ATM conference
• Country profile: ATM and cards intelligence on Estonia
• Conference diary

Issue 248 | January 2008

• How important is 28th January for SEPA?
  
• SEPA - plus ça change...
• UK payments landscape to see significant changes
  
• Dubai hosts inaugural ATM conference
  
• Iran to dominate ATM market in Middle East and Africa?
  
• EFMA self-service conference centres on future of the ATM
• Global smart card shipments to reach 4.8 billion in 2008
  
• Country profile: ATM and cards intelligence on Portugal
• Conference diary

Issue 247 | December 2007

• Unravelling the latest card statistics
• UK credit card slowdown conceals strong growth in rest of Europe
• Contactless payments and wireless POS draw attention at Cartes in Paris
• Convenience, convergence and control at BAI Retail Delivery in Las Vegas
• First Data follows organic growth strategy after buyout
• Banks underline importance of cards in business strategy at Berlin conference
• EMV chip cards curb ATM fraud in Europe
• New ATM conference to be held in Dubai
• Country profile: ATM and cards intelligence on Finland
• Conference diary

Issue 246 | November 2007

• Ethical dilemmas in ATM security
• ATM security experts converge on London
• Security and convenience - the business case for mobility
• Concern over rising ATM fees in the USA
• Spanish cardholders pay more to withdraw cash
• Co-branded cards enter the French market
• News Bulletin: French banks warned not to block SEPA
• New ATM conference to be held in Dubai
• Country profile: ATM and cards intelligence on Turkey
• Conference diary

Issue 245 | October 2007

• What is holding back ATM outsourcing?
  
• 2010 SEPA targets likely to be missed
  
• Banks endorse EAPS despite obstacles
  
• Rising demand and competition in ATM service and maintenance
• Optimising the ATM as part of an integrated sales channel
• Cheque usage continues to fall
  
• News Bulletin: first chip and PIN transaction in Canada
  
• Country profile: ATM and cards intelligence on Spain
• Middle Eastern ATMs: new conference to offer insights into regional developments
  
• Conference diary
  

Issue 244 | September 2007

• Without chip and PIN, card fraud would be much worse
  
• Competitive and fluid European market for PSPs
  
• Eurosystem: increased efforts required to ensure SEPA success
  
• Indian ATM market anticipates rapid expansion
  
• UK card fraud decreases for second consecutive year
  
• News Bulletin: reform of Australian ATM system
  
• ATM SEC 7 - ATM security conference programme
  
• Country profile: ATM and cards intelligence on France
• Conference diary

Issue 243 | August 2007

• Off-site remains key to global ATM growth
• Off-site ATMs drive ATM growth across Europe
• Off-site ATM strategies surprisingly varied across markets
• Off-site ATM sector takes Japan by storm
• The future of SIA_SSB and the European payment processing market
• Value of French card fraud rises to €253 million
• News Bulletin
• Country profile: ATM and cards intelligence on Austria
• ATM SEC 7 -  Europe's only dedicated ATM security conference
• Conference diary

Issue 242 | July 2007

• Europe's contrasting ATM region
• Russia and the Ukraine lead CEE's ATM market growth
• Ukranian payment cards market aims to boost usage
• European Commission expert group reports on bank account mobility
• EBAday confirms that SEPA will not be built in one day
• ATEFI conference in Panama reviews Latin American ATM market
• Maximising ATM utility
• News Bulletin
• Country profile: ATM and cards intelligence on Slovenia
• Conference diary

Issue 241 | June 2007

• The ATM celebrates its 40th birthday
• The great ATM inventor controversy 
• John Shepherd-Barron gives a personal account of the early days of the ATM
• Contactless payment cards to launch in UK
• NCR perspective: branch optimisation - it's all about experience
• Smart shipments to top 4 billion by the end of 2007
• UK banks to issue handheld card readers to online banking customers
• News bulletin
• Country profile: ATM and cards intelligence on the Netherlands
• Conference diary

Issue 240 | May 2007

• Europe's subtle shift to advanced ATM functionality
• Increasing maturity and sophistication of ATM market
• UK's retail banks face new market study by the Office of Fair Trading
• Debit cards: EAPS gains ground in SEPA battle 
• KKR buy-out overshadows First Data acquisition of Polcard
• RBR/ATMIA Europe conference to become regular fixture
• News bulletin
• Country profile: ATM and cards intelligence on Slovakia
• Conference diary

Issue 239 | April 2007

• The TAU revival
  
• Teller automation market increasingly driven by cash recyclers
  
• Connecting to customers with cash automation
  
• Overhault of UK payments environment continues
  
• The Bulletin Interview: John Hardy on the future of LINK
  
• Strong growth in cashless payments in the USA
  
• Chip and PIN leads to rise in fraud abroad
• News bulletin
• Country profile: ATM and cards intelligence on Denmark
• Conference diary
  

Issue 238 | March 2007

• New wave of banking regulation
  
• European Commission report confirms competition concerns
  
• Italian banking sector suffers from weak competitive dynamic
  
• Resurgence of free ATMs in the UK likely to be temporary
  
• Teller assist technology takes centre stage at Wincor World
  
• Thriving India prepares for foreign market players
• Focus on mobile banking, contactless payments and biometric authentication at OMNICARD
• News bulletin
• Country profile: ATM and cards intelligence on Croatia
• Conference diary
  

Issue 237 | February 2007

• Deposit automation is gaining momentum
  
• Thriving Asia-Pacific ATM market extends its global lead
  
• SEPA - less than one year to the first milestones
  
• Dutch and British have lowest bank charges
  
• SberCard aims for half of Russia's cards market
  
• European Commission report raises competition concerns
• News bulletin
• Country profile: ATM and cards intelligence on Greece
• Conference diary
  

Issue 236 | January 2007

• Maestro versus cash
• Eurosystem worried about the implementation of SEPA
  
• How healthy is the global ATM market?
  
• Europe set for contactless payments boom
  
• Free ATMs - the debate rolls on
  
• ATM location strategies - will drive-thru take off in the UK?
  
• Open standards drive ATM deployment in CEE
  
• EFMA self-service conference focusses on cash
• News bulletin
• Country profile: ATM and cards intelligence on Romania
• Conference diary
  

Issue 235 | December 2006

• Introducing monthly account fees is not easy
  
• Large discrepancies in pricing and usage of direct debits
• Increased account holding revives Latin American ATM market
  
• Retail Delivery focuses on integration of automation across the branch
  
• More than 3 billion smart cards shipped in 2006
• Chip and PIN begins to impact on UK fraud
• Cartes 2006: Industry embraces technological advances
• News bulletin
• Country profile: ATM and cards intelligence on Lithuania
• Conference diary
  

Issue 234 | November 2006

• Global ATM market insights
• Emerging markets drive global ATM growth
• Visa's IPO could raise $10 billion
• US EFT networks compete for POS debit card transactions
• Customer demand drives European ATM deployment
• Differentiation and diversity in payment cards
• News bulletin
• Country profile: ATM and cards intelligence on Sweden
• Conference diary

Issue 233 | October 2006

• The rise of the free convenience ATM
  
• Foreign banks still to penetrate French acquiring market
• New Zealand competition authority forces guilty pleas
  
• EFMA conference illuminates SEPA fatigue
  
• SEPA compliance possible, but payment revenues will fall
  
• APACS publishes UK payment statistics
  
• IAD sector drives growth in the UK ATM market
• News bulletin
• Country profile: ATM and cards intelligence on the Czech Republic
  
• Conference diary
  

Issue 231 | July-August 2006

Issue 230 | June 2006

Issue 229 | May 2006